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he interest rate you will pay is dependent on two variables:

  • your credit score, and
  • the market interest rates.
A common mistake made by consumers looking for the lowest interest rate is submitting loan applications as a "requirement" to obtaining a loan interest rate quote. The problem with submitting a loan application is your credit will be checked, which can actually lower your credit score! When your credit report is pulled frequently within a short period of time your credit score can decrease (not what you want prior to obtaining a loan).

There is a better way to handle this situation at no cost to you and without lowering your credit score. Simply Click Here to obtain your free Annual Credit Report! The web site is sponsored by the three major credit reporting companies; Experian, Equifax and TransUnion. You can also go to the Federal Trade Commission's web site to learn more about the free annual credit report.

After you have your credit score, call ValuBrokers to discuss loan program options.

You'll be happy you did!


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